Appraisal services for Omaha and Douglas County homeowners
See the top seven reasons NE homeowners call on Saxton Appraisals, Inc.:
Do you own a home in or near Omaha? Do you need help determining the price of your real estate?
We at Saxton Appraisals, Inc. understand the individual needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Saxton Appraisals, Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Need to remove PMI?
A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Saxton Appraisals, Inc., we're experts in helping clients just like you delete unwanted and unneeded PMI insurance.
Challenging Douglas county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is going down. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from Saxton Appraisals, Inc. is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Saxton Appraisals, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Saxton Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.