Appraisal services for Omaha and Douglas County homeowners
Here are the top seven reasons Nebraska homeowners need Saxton Appraisals, Inc.:
At Saxton Appraisals, Inc., we understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our non-traditional client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Saxton Appraisals, Inc. are objective. I won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other properties close by. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Saxton Appraisals, Inc. is your chief weapon when contesting your property tax assessment.
PMI Removal AppraisalsA popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. I're veterans in helping folks just like you delete undesirable PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Saxton Appraisals, Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.
I Provide Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you would wish to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Saxton Appraisals, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
I can also provide a retrospective review of any appraisal report you may have had done before. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.